(866) 398-3636 is a toll-free number with 64 FTC complaints, about calls between August 2, 2026 and August 6, 2026. 63 complaints came in during the last 90 days, none in the last 30. That is up from 1 in the 90 days before. The most common complaint type is "Reducing your debt (credit cards, mortgage, student loans)" (77% of reports).
This number is one of 60 reported numbers in the 866-398-3xxx block, which together have 843 FTC complaints. Callers often rotate through consecutive numbers, so the other 59 numbers may be worth checking too. See every reported number in 866-398-3xxx.
Debt-relief companies are generally barred by the FTC's Telemarketing Sales Rule from charging fees before they settle or reduce a debt, so a caller asking for money upfront is a red flag. You can report unwanted calls at reportfraud.ftc.gov.
Latest 15 of 64 (unverified consumer reports).
| Call date | Time | Reported from | Complaint type | Call |
|---|---|---|---|---|
| Aug 6, 2026 | 12:00 PM | Duncannon, Pennsylvania | Other | Live caller |
| Aug 6, 2026 | Maryland | Reducing your debt (credit cards, mortgage, student loans) | Robocall | |
| Aug 5, 2026 | 10:46 PM | Homer Glen, Illinois | Calls pretending to be government, businesses, or family and friends | Robocall |
| Aug 5, 2026 | 10:22 PM | Grayslake, Illinois | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Aug 5, 2026 | 9:45 PM | Chandler, Arizona | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Aug 5, 2026 | 7:09 PM | Iowa | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Aug 5, 2026 | 7:00 PM | Wakeman, Ohio | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Aug 5, 2026 | 6:58 PM | Fort Scott, Kansas | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Aug 5, 2026 | 6:55 PM | Florida | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Aug 5, 2026 | 6:49 PM | Tustin, California | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Aug 5, 2026 | 6:39 PM | Southfield, Michigan | Other | Live caller |
| Aug 5, 2026 | 6:35 PM | Pinedale, Wyoming | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Aug 5, 2026 | 6:21 PM | Bountiful, Utah | Other | Robocall |
| Aug 5, 2026 | 6:07 PM | Fort Worth, Texas | Other | Robocall |
| Aug 5, 2026 | 5:30 PM | Wray, Colorado | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
Complaints about (866) 398-3636 have been filed from 15 states. The most reports come from Florida (3 reports), Pennsylvania (3 reports), New Jersey (2 reports).
| State | City | Reports |
|---|---|---|
| Florida | Not specified | 3 |
| Pennsylvania | Not specified | 3 |
| New Jersey | Not specified | 2 |
| California | Tustin | 2 |
| Illinois | Not specified | 2 |
| Virginia | Not specified | 2 |
| South Carolina | North Augusta | 1 |
| Virginia | Chesapeake | 1 |
| California | Porter Ranch | 1 |
| Georgia | AUGUSTA | 1 |
| Kansas | Overland Park | 1 |
| Idaho | Priest River | 1 |
| Kentucky | Campbellsville | 1 |
| Wisconsin | Belleville | 1 |
| California | Monterey | 1 |
Peak activity occurred in August 2026 with 64 complaints.
| Month | Reports |
|---|---|
| Aug 2026 | 64 |
Of 61 reports that include a call time, 39% came in the afternoon (noon–5 p.m.). 98% were on weekdays, and Wednesday was the busiest day.
Of the 64 reports filed about (866) 398-3636, 94% were identified as automated robocalls, 6% were live callers.