60 different phone numbers from 866-398-3000 to 866-398-3999 have been reported to the FTC, with 843 complaints in total, 346 of them in the last 90 days. 63% of the complaints describe "Reducing your debt (credit cards, mortgage, student loans)". Reports came from 50 states, most often Florida, California and Texas. The earliest complaint on record is from March 1, 2025 and the most recent from October 29, 2026.
Complaints are filed by consumers with the FTC and are not verified. Callers often spoof numbers, so a number listed here may have been faked by a caller rather than used by the person or business it is assigned to. Many complaints spread across consecutive numbers can point to one calling operation rotating through a block, but this page does not identify who placed the calls. How we source this data.
| Complaint type | Reports | Share |
|---|---|---|
| Reducing your debt (credit cards, mortgage, student loans) | 560 | 63% |
| Other | 242 | 27% |
| Calls pretending to be government, businesses, or family and friends | 68 | 8% |
| No subject provided | 16 | 2% |
| Unwanted Calls | 5 | 1% |
| Work from home & other ways to make money | 3 | 0% |
| Florida | 113 |
| California | 111 |
| Texas | 74 |
| Virginia | 45 |
| Pennsylvania | 44 |
| New York | 43 |
Sorted by number of complaints. Linked numbers have a full complaint report.