(866) 398-3520 is a toll-free number with 25 consumer complaints, about calls between August 18, 2026 and August 25, 2026. 25 complaints came in during the last 90 days, none in the last 30. The most common complaint type is "Reducing your debt (credit cards, mortgage, student loans)" (44% of reports).
This number is one of 70 reported numbers in the 866-398-3xxx block, which together have 1,174 complaints. Callers often rotate through consecutive numbers, so the other 69 numbers may be worth checking too. See every reported number in 866-398-3xxx.
Federal telemarketing rules generally bar debt-relief companies from charging fees before they settle or reduce a debt, so a caller asking for money upfront is a red flag.
Latest 15 of 25 (unverified consumer reports).
| Call date | Time | Reported from | Complaint type | Call |
|---|---|---|---|---|
| Aug 25, 2026 | 12:00 PM | Allen, Texas | Other | Robocall |
| Aug 20, 2026 | 4:00 PM | Brooklyn, New York | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Aug 20, 2026 | 12:00 PM | Ramsey, New Jersey | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Aug 19, 2026 | 11:20 PM | Oklahoma City, Oklahoma | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Aug 19, 2026 | 9:19 PM | Menifee, California | Other | Robocall |
| Aug 19, 2026 | 7:09 PM | North Dakota | Other | Robocall |
| Aug 19, 2026 | 6:40 PM | Florence, Kentucky | Calls pretending to be government, businesses, or family and friends | Robocall |
| Aug 19, 2026 | 6:25 PM | League City, Texas | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Aug 19, 2026 | 6:00 PM | Hixson, Tennessee | Other | Robocall |
| Aug 19, 2026 | 4:27 PM | Tennessee | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Aug 19, 2026 | 2:46 PM | Carlisle, Pennsylvania | Reducing your debt (credit cards, mortgage, student loans) | Live caller |
| Aug 19, 2026 | 2:45 PM | Mansfield, Ohio | Calls pretending to be government, businesses, or family and friends | Robocall |
| Aug 19, 2026 | 1:35 PM | Taylors, South Carolina | Calls pretending to be government, businesses, or family and friends | Robocall |
| Aug 19, 2026 | 1:23 PM | Miami, Florida | Other | Robocall |
| Aug 19, 2026 | 1:10 PM | Florida | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
Complaints about (866) 398-3520 have been filed from 15 states. The most reports come from Miami, Florida (2 reports), Hixson, Tennessee (2 reports), League City, Texas (2 reports).
| State | City | Reports |
|---|---|---|
| Florida | Miami | 2 |
| Tennessee | Hixson | 2 |
| Texas | League City | 2 |
| Florida | Not specified | 2 |
| New Jersey | Ramsey | 1 |
| Georgia | Hoschton | 1 |
| New York | Brooklyn | 1 |
| Michigan | roseville | 1 |
| Texas | Allen | 1 |
| Michigan | Van Buren Twp | 1 |
| Massachusetts | Not specified | 1 |
| California | Palm Springs | 1 |
| South Carolina | Taylors | 1 |
| Ohio | Mansfield | 1 |
| Pennsylvania | Carlisle | 1 |
Peak activity occurred in August 2026 with 25 complaints.
| Month | Reports |
|---|---|
| Aug 2026 | 25 |
Of 25 reports that include a call time, 56% came in the afternoon (noon–5 p.m.). All were on weekdays, and Wednesday was the busiest day.
Of the 25 reports filed about (866) 398-3520, 88% were identified as automated robocalls, 12% were live callers.