(866) 398-3225 is a toll-free number with 62 consumer complaints, about calls between October 1, 2026 and October 30, 2026. It is currently active: 61 complaints came in during the last 30 days. The most common complaint type is "Reducing your debt (credit cards, mortgage, student loans)" (76% of reports).
This number is one of 70 reported numbers in the 866-398-3xxx block, which together have 1,174 complaints. Callers often rotate through consecutive numbers, so the other 69 numbers may be worth checking too. See every reported number in 866-398-3xxx.
Federal telemarketing rules generally bar debt-relief companies from charging fees before they settle or reduce a debt, so a caller asking for money upfront is a red flag.
Latest 15 of 62 (unverified consumer reports).
| Call date | Time | Reported from | Complaint type | Call |
|---|---|---|---|---|
| Oct 30, 2026 | 10:14 PM | Lancaster, New York | Reducing your debt (credit cards, mortgage, student loans) | Live caller |
| Oct 29, 2026 | 5:14 PM | Lexington, Kentucky | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Oct 29, 2026 | 9:03 AM | Ga, Georgia | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Oct 29, 2026 | Concord, North Carolina | Reducing your debt (credit cards, mortgage, student loans) | Robocall | |
| Oct 28, 2026 | 8:00 PM | Coral Gables, Florida | Other | Robocall |
| Oct 28, 2026 | 7:31 PM | California | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Oct 28, 2026 | 5:32 PM | North Carolina | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Oct 28, 2026 | 5:20 PM | Ohio | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Oct 28, 2026 | 5:12 PM | Garner, North Carolina | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Oct 28, 2026 | 3:45 PM | Copiague, New York | Reducing your debt (credit cards, mortgage, student loans) | Live caller |
| Oct 28, 2026 | 3:44 PM | Media, Pennsylvania | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Oct 28, 2026 | 3:42 PM | Oviedo, Florida | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Oct 28, 2026 | 3:36 PM | Schuylkill Haven, Pennsylvania | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Oct 28, 2026 | 2:33 PM | Joshua, Texas | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Oct 28, 2026 | 2:12 PM | Torrance, California | Other | Robocall |
Complaints about (866) 398-3225 have been filed from 16 states. The most reports come from Fort Worth, Texas (2 reports), Schuylkill Haven, Pennsylvania (2 reports), Broken Arrow, Oklahoma (2 reports).
| State | City | Reports |
|---|---|---|
| Texas | Fort Worth | 2 |
| Pennsylvania | Schuylkill Haven | 2 |
| Oklahoma | Broken Arrow | 2 |
| Massachusetts | Not specified | 2 |
| Pennsylvania | Greentown | 2 |
| California | Not specified | 2 |
| Alabama | Huntsville | 1 |
| California | Torrance | 1 |
| New Jersey | Bridgewater | 1 |
| Indiana | Not specified | 1 |
| Texas | Joshua | 1 |
| Virginia | Gainesville | 1 |
| Michigan | Not specified | 1 |
| Florida | Oviedo | 1 |
| South Dakota | Cresbard | 1 |
Peak activity occurred in October 2026 with 62 complaints.
| Month | Reports |
|---|---|
| Oct 2026 | 62 |
Of 59 reports that include a call time, 42% came in the afternoon (noon–5 p.m.). All were on weekdays, and Wednesday was the busiest day.
Of the 61 reports filed about (866) 398-3225, 95% were identified as automated robocalls, 5% were live callers.