(800) 872-0816 is a toll-free number with 25 consumer complaints, about calls between September 23, 2024 and November 12, 2025. No new complaints have been filed in the last 90 days; the most recent call reported was about 12 months ago. The most common complaint type is "Reducing your debt (credit cards, mortgage, student loans)" (40% of reports).
Federal telemarketing rules generally bar debt-relief companies from charging fees before they settle or reduce a debt, so a caller asking for money upfront is a red flag.
Latest 15 of 25 (unverified consumer reports).
| Call date | Time | Reported from | Complaint type | Call |
|---|---|---|---|---|
| Nov 12, 2025 | Carpentersville, Illinois | Reducing your debt (credit cards, mortgage, student loans) | Live caller | |
| Jul 25, 2025 | Albion, Ne, Nebraska | Not specified | – | |
| Jul 8, 2025 | 1:31 PM | North Carolina | Reducing your debt (credit cards, mortgage, student loans) | Live caller |
| Jun 23, 2025 | Lonedell, Missouri | Other | – | |
| Jun 22, 2025 | 9:58 AM | Lonedell, Missouri | Other | – |
| Jun 2, 2025 | 4:06 PM | Wichita Falls, Texas | Other | Robocall |
| Jun 2, 2025 | 9:54 AM | Wichita Falls, Texas | Other | Robocall |
| Jun 1, 2025 | 1:22 PM | Wichita Falls, Texas | Other | Robocall |
| Jun 1, 2025 | 12:16 PM | Wichita Falls, Texas | Other | Robocall |
| Apr 22, 2025 | 1:24 PM | New York | Other | Robocall |
| Apr 9, 2025 | 4:13 PM | Nashville, Arkansas | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Mar 31, 2025 | 8:15 AM | Shawnee, Oklahoma | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Mar 26, 2025 | 8:50 AM | California | Other | Live caller |
| Mar 12, 2025 | 12:05 PM | Georgia | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Mar 12, 2025 | 12:02 PM | Georgia | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
Complaints about (800) 872-0816 have been filed from 15 states. The most reports come from Wichita Falls, Texas (4 reports), Georgia (3 reports), Lonedell, Missouri (2 reports).
| State | City | Reports |
|---|---|---|
| Texas | Wichita Falls | 4 |
| Georgia | Not specified | 3 |
| Missouri | Lonedell | 2 |
| California | Not specified | 2 |
| New Mexico | Tigard | 1 |
| Illinois | chicago | 1 |
| Florida | Boynton Beach | 1 |
| Utah | West Valley City | 1 |
| Michigan | Not specified | 1 |
| Oklahoma | Shawnee | 1 |
| Arkansas | Nashville | 1 |
| New York | Not specified | 1 |
| North Carolina | Not specified | 1 |
| Kentucky | Not specified | 1 |
| Nebraska | ALBION, NE | 1 |
Peak activity occurred in June 2025 with 6 complaints.
| Month | Reports |
|---|---|
| Nov 2025 | 1 |
| Jul 2025 | 2 |
| Jun 2025 | 6 |
| Apr 2025 | 2 |
| Mar 2025 | 5 |
| Feb 2025 | 1 |
| Dec 2024 | 2 |
| Oct 2024 | 3 |
| Sep 2024 | 1 |
Of 19 reports that include a call time, 53% came in the afternoon (noon–5 p.m.). 79% were on weekdays, and Monday was the busiest day.
Of the 19 reports filed about (800) 872-0816, 74% were identified as automated robocalls, 26% were live callers.