(877) 581-1978 is a toll-free number with 88 consumer complaints, about calls between May 26, 2026 and June 3, 2026. No new complaints have been filed in the last 90 days; the most recent call reported was about 5 months ago. The most common complaint type is "Reducing your debt (credit cards, mortgage, student loans)" (78% of reports).
Federal telemarketing rules generally bar debt-relief companies from charging fees before they settle or reduce a debt, so a caller asking for money upfront is a red flag.
Latest 15 of 88 (unverified consumer reports).
| Call date | Time | Reported from | Complaint type | Call |
|---|---|---|---|---|
| Jun 3, 2026 | 3:18 PM | Lynn, Massachusetts | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| May 29, 2026 | 10:00 AM | California | Other | Robocall |
| May 29, 2026 | 9:23 AM | Louisiana | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| May 29, 2026 | 12:40 AM | Marietta, Georgia | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| May 28, 2026 | 10:22 PM | North Carolina | Other | Robocall |
| May 28, 2026 | 9:19 PM | Massachusetts | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| May 28, 2026 | 8:47 PM | Wilmington, North Carolina | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| May 28, 2026 | 8:38 PM | Illinois | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| May 28, 2026 | 8:00 PM | Arden, North Carolina | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| May 28, 2026 | 7:11 PM | Kentucky | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| May 28, 2026 | 7:01 PM | Glen Allen, Virginia | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| May 28, 2026 | 6:31 PM | Oregon | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| May 28, 2026 | 6:16 PM | Austell, Georgia | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| May 28, 2026 | 5:50 PM | Page, Arizona | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| May 28, 2026 | 5:42 PM | Lakeland, Florida | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
Complaints about (877) 581-1978 have been filed from 15 states. The most reports come from Louisiana (6 reports), Kentucky (5 reports), California (4 reports).
| State | City | Reports |
|---|---|---|
| Louisiana | Not specified | 6 |
| Kentucky | Not specified | 5 |
| California | Not specified | 4 |
| Virginia | Glen Allen | 4 |
| Georgia | Austell | 4 |
| Florida | Not specified | 4 |
| Arizona | Not specified | 4 |
| California | Chino hills | 4 |
| Kentucky | Louisville | 3 |
| Illinois | Not specified | 3 |
| Massachusetts | Not specified | 2 |
| North Carolina | Not specified | 2 |
| Arizona | Page | 2 |
| Maryland | Not specified | 2 |
| Indiana | New Albany | 2 |
Peak activity occurred in May 2026 with 87 complaints.
| Month | Reports |
|---|---|
| Jun 2026 | 1 |
| May 2026 | 87 |
Of 86 reports that include a call time, 37% came in the morning (9 a.m.–noon). All were on weekdays, and Thursday was the busiest day.
Of the 88 reports filed about (877) 581-1978, 89% were identified as automated robocalls, 11% were live callers.