(877) 200-5098 is a toll-free number with 298 consumer complaints, about calls between September 1, 2024 and May 22, 2025. No new complaints have been filed in the last 90 days; the most recent call reported was about 17 months ago. The most common complaint type is "Reducing your debt (credit cards, mortgage, student loans)" (49% of reports).
Federal telemarketing rules generally bar debt-relief companies from charging fees before they settle or reduce a debt, so a caller asking for money upfront is a red flag.
Latest 15 of 298 (unverified consumer reports).
| Call date | Time | Reported from | Complaint type | Call |
|---|---|---|---|---|
| May 22, 2025 | Newark, California | Reducing your debt (credit cards, mortgage, student loans) | Robocall | |
| May 5, 2025 | California | Reducing your debt (credit cards, mortgage, student loans) | Robocall | |
| May 2, 2025 | 6:07 PM | Pelham, Alabama | Reducing your debt (credit cards, mortgage, student loans) | – |
| May 2, 2025 | 2:02 PM | Nebraska | Reducing your debt (credit cards, mortgage, student loans) | Live caller |
| May 1, 2025 | 12:32 PM | High Point, North Carolina | Other | Robocall |
| Apr 30, 2025 | 5:30 PM | Owens Cross Roads, Alabama | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Apr 30, 2025 | 5:21 PM | Harlingen, Texas | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Apr 30, 2025 | 3:23 PM | Michigan | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Apr 30, 2025 | 2:30 PM | Wynantskill, New York | Reducing your debt (credit cards, mortgage, student loans) | Live caller |
| Apr 30, 2025 | 1:40 PM | Syracuse, New York | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Apr 30, 2025 | 4:20 AM | Winton, California | Other | Robocall |
| Apr 30, 2025 | New York | Not specified | – | |
| Apr 29, 2025 | 6:07 PM | New Jersey | Calls pretending to be government, businesses, or family and friends | Robocall |
| Apr 29, 2025 | 3:00 PM | Rancho Santa Fe, California | Other | Robocall |
| Apr 28, 2025 | 5:01 PM | Springfield, Illinois | Calls pretending to be government, businesses, or family and friends | Robocall |
Complaints about (877) 200-5098 have been filed from 14 states. The most reports come from California (21 reports), Millbrae, California (15 reports), Tempe, Arizona (15 reports).
| State | City | Reports |
|---|---|---|
| California | Not specified | 21 |
| California | Millbrae | 15 |
| Arizona | Tempe | 15 |
| California | SACRAMENTO | 12 |
| Michigan | Not specified | 10 |
| New York | Syracuse | 10 |
| Arizona | Phoenix | 6 |
| Indiana | Fishers | 5 |
| Massachusetts | BURLINGTON | 5 |
| Alabama | Prattville | 5 |
| Virginia | Not specified | 4 |
| Texas | Not specified | 3 |
| Illinois | Not specified | 3 |
| Georgia | Not specified | 3 |
| New York | Not specified | 3 |
Peak activity occurred in April 2025 with 164 complaints.
| Month | Reports |
|---|---|
| May 2025 | 5 |
| Apr 2025 | 164 |
| Mar 2025 | 125 |
| Feb 2025 | 2 |
| Sep 2024 | 1 |
Of 285 reports that include a call time, 57% came in the afternoon (noon–5 p.m.). 99% were on weekdays, and Wednesday was the busiest day.
Of the 292 reports filed about (877) 200-5098, 95% were identified as automated robocalls, 5% were live callers.