(866) 771-6045 is a toll-free number with 31 FTC complaints, about calls between August 1, 2026 and October 2, 2026. It is currently active: 1 complaint came in during the last 30 days. That is up from 1 in the 90 days before. The most common complaint type is "Reducing your debt (credit cards, mortgage, student loans)" (61% of reports).
This number is one of 124 reported numbers in the 866-771-6xxx block, which together have 1,811 FTC complaints. Callers often rotate through consecutive numbers, so the other 123 numbers may be worth checking too. See every reported number in 866-771-6xxx.
Debt-relief companies are generally barred by the FTC's Telemarketing Sales Rule from charging fees before they settle or reduce a debt, so a caller asking for money upfront is a red flag. You can report unwanted calls at reportfraud.ftc.gov.
Latest 15 of 31 (unverified consumer reports).
| Call date | Time | Reported from | Complaint type | Call |
|---|---|---|---|---|
| Oct 2, 2026 | 8:00 AM | Ludlow | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Sep 30, 2026 | 11:19 AM | Hillsborough, New Jersey | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Sep 30, 2026 | Kentucky | Not specified | – | |
| Sep 29, 2026 | 10:35 PM | Carlsbad, California | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Sep 29, 2026 | 7:57 PM | Central, South Carolina | Other | Robocall |
| Sep 29, 2026 | 7:36 PM | Carlsbad, California | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Sep 29, 2026 | 7:14 PM | Carlsbad, California | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Sep 29, 2026 | 6:38 PM | South Dakota | Not specified | Robocall |
| Sep 29, 2026 | 6:25 PM | California | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Sep 29, 2026 | 5:57 PM | Upland, California | Other | Robocall |
| Sep 29, 2026 | 5:18 PM | California | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Sep 29, 2026 | 5:17 PM | Upland, California | Other | Robocall |
| Sep 29, 2026 | 5:13 PM | Upland, California | Other | Robocall |
| Sep 29, 2026 | 5:04 PM | Ludington, Michigan | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Sep 29, 2026 | 4:45 PM | Johnston, Rhode Island | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
Complaints about (866) 771-6045 have been filed from 14 states. The most reports come from Upland, California (4 reports), CARLSBAD, California (3 reports), Central, South Carolina (3 reports).
| State | City | Reports |
|---|---|---|
| California | Upland | 4 |
| California | CARLSBAD | 3 |
| South Carolina | Central | 3 |
| California | Not specified | 2 |
| Nevada | Not specified | 2 |
| New Jersey | Myrtle Beach | 1 |
| California | Los Gatos | 1 |
| Rhode Island | Johnston | 1 |
| Michigan | Ludington | 1 |
| New York | Not specified | 1 |
| California | SAN DIEGO | 1 |
| South Dakota | Not specified | 1 |
| North Carolina | Asheboro | 1 |
| Texas | Ann Arbor | 1 |
| Kentucky | Not specified | 1 |
Peak activity occurred in September 2026 with 29 complaints.
| Month | Reports |
|---|---|
| Oct 2026 | 1 |
| Sep 2026 | 29 |
| Aug 2026 | 1 |
Of 30 reports that include a call time, 40% came in the afternoon (noon–5 p.m.). 97% were on weekdays, and Tuesday was the busiest day.
Of the 30 reports filed about (866) 771-6045, 93% were identified as automated robocalls, 7% were live callers.