(866) 545-0304 - 39 Reducing your debt (credit cards, mortgage, student loans) Complaints | Tennessee

About Phone Number (866) 545-0304

This is a toll-free number that has been included in our database for tracking reports and caller information.

Our records indicate that this number has been reported 39 times. The most common reason for reports is Reducing your debt (credit cards, mortgage, student loans).

About Area Code 866

This is a toll-free number (area code 866). Toll-free numbers are commonly used by businesses, government agencies, and customer service departments across the United States. Calls to these numbers are free for the caller.

Detailed Complaint Analysis for (866) 545-0304

Our database has collected 39 reports about calls from this number across 6 complaint categories:

Reducing your debt (credit cards, mortgage, student loans): 49% (19 reports)
Other: 23% (9 reports)
Calls pretending to be government, businesses, or family and friends: 21% (8 reports)
Unwanted Calls: 3% (1 reports)
Charities: 3% (1 reports)
No Subject Provided: 3% (1 reports)

How to Handle Calls Related to Reducing your debt (credit cards, mortgage, student loans)

When dealing with calls from this number:

  • Do not share personal or financial information with unknown callers
  • Ask the caller to identify themselves and their organization
  • Request to be removed from their calling list
  • Use your phone's blocking feature to prevent future calls
  • Report unwanted calls to the FTC at reportfraud.ftc.gov

Complaint Summary for (866) 545-0304

Complaint Type Number of Complaints
Reducing your debt (credit cards, mortgage, student loans)19
Other9
Calls pretending to be government, businesses, or family and friends8
Unwanted Calls1
Charities1
No Subject Provided1

Where Reports Originate

Complaints about (866) 545-0304 have been filed from 15 states. The most reports come from Franklin, Tennessee (3 reports), Michigan (2 reports), Tennessee (2 reports).

StateCityReports
TennesseeFranklin3
MichiganNot specified2
TennesseeNot specified2
PennsylvaniaCoplay1
VirginiaDamascus1
FloridaTallahassee1
South CarolinaLaurens1
IndianaEvansville1
CaliforniaRancho Mirage1
MissouriSaint Louis1
OhioHillsboro1
AlabamaNot specified1
TexasLewisville1
CaliforniaLos Angeles1
TexasTexas1

Complaint Activity Over Time

The first complaint about (866) 545-0304 was recorded on November 25, 2025. The most recent report was filed on April 6, 2026. Peak activity occurred in January 2026 with 12 complaints.

MonthReports
Apr 20262
Mar 20265
Feb 20268
Jan 202612
Dec 20257
Nov 20255

Call Type Analysis

Of the 39 reports filed about (866) 545-0304, 77% were identified as automated robocalls, 23% were live callers.

Robocall (30)Live caller (9)

Take Action Against Unwanted Calls

This number has received a significant number of complaints. Consider these actions:

How to Block
Report This Number
File FTC Complaint

Other Reported Numbers in Area Code 866

Related Resources

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