(866) 545-0304 is a toll-free number with 72 consumer complaints, about calls between November 6, 2025 and July 24, 2026. No new complaints have been filed in the last 90 days; the most recent call reported was about 3 months ago. The most common complaint type is "Reducing your debt (credit cards, mortgage, student loans)" (57% of reports).
Federal telemarketing rules generally bar debt-relief companies from charging fees before they settle or reduce a debt, so a caller asking for money upfront is a red flag.
Latest 15 of 72 (unverified consumer reports).
| Call date | Time | Reported from | Complaint type | Call |
|---|---|---|---|---|
| Jul 24, 2026 | 12:00 PM | Dubuque, Iowa | Reducing your debt (credit cards, mortgage, student loans) | Live caller |
| Jul 7, 2026 | 5:27 PM | Conroe, Texas | Calls pretending to be government, businesses, or family and friends | Robocall |
| Jul 5, 2026 | 3:00 AM | Texas | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Jun 26, 2026 | 6:30 AM | Tallahassee, Florida | Calls pretending to be government, businesses, or family and friends | Robocall |
| Jun 23, 2026 | 6:07 PM | Fayetteville, North Carolina | Calls pretending to be government, businesses, or family and friends | Robocall |
| Jun 23, 2026 | 4:56 PM | Naples, Florida | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Jun 8, 2026 | 3:10 PM | Minneapolis, Minnesota | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Jun 3, 2026 | 4:27 PM | Madison, Wisconsin | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Jun 3, 2026 | 12:00 PM | Texas | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| May 22, 2026 | 10:39 AM | Colorado | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| May 11, 2026 | 3:14 AM | Las Vegas, Nevada | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| May 4, 2026 | 3:56 PM | Minnesota | Reducing your debt (credit cards, mortgage, student loans) | Live caller |
| May 4, 2026 | 9:04 AM | Golden Valley, Arizona | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Apr 27, 2026 | 1:00 PM | Rineyville, Kentucky | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Apr 20, 2026 | 9:28 AM | Oregon | Reducing your debt (credit cards, mortgage, student loans) | Live caller |
Complaints about (866) 545-0304 have been filed from 17 states. The most reports come from Franklin, Tennessee (7 reports), Unionville, Virginia (2 reports), Tallahassee, Florida (2 reports).
| State | City | Reports |
|---|---|---|
| Tennessee | Franklin | 7 |
| Virginia | Unionville | 2 |
| Florida | Tallahassee | 2 |
| Texas | Not specified | 2 |
| Michigan | Not specified | 2 |
| California | Los Angeles | 2 |
| Ohio | Not specified | 2 |
| Tennessee | Not specified | 2 |
| California | Not specified | 2 |
| Pennsylvania | Coplay | 1 |
| Missouri | Not specified | 1 |
| Kentucky | Rineyville | 1 |
| Missouri | Salem | 1 |
| Arizona | Golden Valley | 1 |
| New Mexico | Artesia | 1 |
Peak activity occurred in February 2026 with 14 complaints.
| Month | Reports |
|---|---|
| Jul 2026 | 3 |
| Jun 2026 | 6 |
| May 2026 | 4 |
| Apr 2026 | 10 |
| Mar 2026 | 6 |
| Feb 2026 | 14 |
| Jan 2026 | 12 |
| Dec 2025 | 11 |
| Nov 2025 | 6 |
Of 68 reports that include a call time, 41% came in the afternoon (noon–5 p.m.). 97% were on weekdays, and Tuesday was the busiest day.
Of the 71 reports filed about (866) 545-0304, 82% were identified as automated robocalls, 18% were live callers.