(866) 545-0304 - 48 Reducing your debt (credit cards, mortgage, student loans) Complaints | Tennessee

About Phone Number (866) 545-0304

This is a toll-free number that has been included in our database for tracking reports and caller information.

Our records indicate that this number has been reported 48 times. The most common reason for reports is Reducing your debt (credit cards, mortgage, student loans).

About Area Code 866

This is a toll-free number (area code 866). Toll-free numbers are commonly used by businesses, government agencies, and customer service departments across the United States. Calls to these numbers are free for the caller.

Detailed Complaint Analysis for (866) 545-0304

Our database has collected 48 reports about calls from this number across 6 complaint categories:

Reducing your debt (credit cards, mortgage, student loans): 48% (23 reports)
Other: 29% (14 reports)
Calls pretending to be government, businesses, or family and friends: 17% (8 reports)
No Subject Provided: 2% (1 reports)
Unwanted Calls: 2% (1 reports)
Charities: 2% (1 reports)

How to Handle Calls Related to Reducing your debt (credit cards, mortgage, student loans)

When dealing with calls from this number:

  • Do not share personal or financial information with unknown callers
  • Ask the caller to identify themselves and their organization
  • Request to be removed from their calling list
  • Use your phone's blocking feature to prevent future calls
  • Report unwanted calls to the FTC at reportfraud.ftc.gov

Complaint Summary for (866) 545-0304

Complaint Type Number of Complaints
Reducing your debt (credit cards, mortgage, student loans)23
Other14
Calls pretending to be government, businesses, or family and friends8
No Subject Provided1
Unwanted Calls1
Charities1

Where Reports Originate

Complaints about (866) 545-0304 have been filed from 15 states. The most reports come from Franklin, Tennessee (7 reports), Tennessee (2 reports), Michigan (2 reports).

StateCityReports
TennesseeFranklin7
TennesseeNot specified2
MichiganNot specified2
VirginiaRhoadesville1
CaliforniaNot specified1
OregonNot specified1
OhioMansfield1
MissouriNot specified1
KentuckyRineyville1
New MexicoAlbuquerque1
MissouriSalem1
New MexicoArtesia1
TexasLubbock1
Massachusettswinthrop1
PennsylvaniaCoplay1

Complaint Activity Over Time

The first complaint about (866) 545-0304 was recorded on November 25, 2025. The most recent report was filed on April 27, 2026. Peak activity occurred in January 2026 with 12 complaints.

MonthReports
Apr 20269
Mar 20265
Feb 202610
Jan 202612
Dec 20257
Nov 20255

Call Type Analysis

Of the 48 reports filed about (866) 545-0304, 79% were identified as automated robocalls, 21% were live callers.

Robocall (38)Live caller (10)

Take Action Against Unwanted Calls

This number has received a significant number of complaints. Consider these actions:

How to Block
Report This Number
File FTC Complaint

Other Reported Numbers in Area Code 866

Related Resources

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