(866) 457-0045 is a toll-free number with 136 FTC complaints, about calls between April 30, 2025 and June 9, 2025. No new complaints have been filed in the last 90 days; the most recent call reported was about 17 months ago. The most common complaint type is "Reducing your debt (credit cards, mortgage, student loans)" (74% of reports).
This number is one of 11 reported numbers in the 866-457-0xxx block, which together have 548 FTC complaints. Callers often rotate through consecutive numbers, so the other 10 numbers may be worth checking too. See every reported number in 866-457-0xxx.
Debt-relief companies are generally barred by the FTC's Telemarketing Sales Rule from charging fees before they settle or reduce a debt, so a caller asking for money upfront is a red flag. You can report unwanted calls at reportfraud.ftc.gov.
Latest 15 of 136 (unverified consumer reports).
| Call date | Time | Reported from | Complaint type | Call |
|---|---|---|---|---|
| Jun 9, 2025 | St. Louis, Illinois | Reducing your debt (credit cards, mortgage, student loans) | Robocall | |
| Jun 8, 2025 | 2:16 PM | Texas | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Jun 5, 2025 | Matthews, North Carolina | Reducing your debt (credit cards, mortgage, student loans) | Robocall | |
| Jun 4, 2025 | 1:40 PM | Pittsburgh, Pennsylvania | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Jun 4, 2025 | 1:17 PM | Peoria, Illinois | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Jun 4, 2025 | 12:13 PM | Florida | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Jun 2, 2025 | 11:12 AM | Daphne, Alabama | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Jun 2, 2025 | 10:00 AM | Maryland | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Jun 2, 2025 | 9:25 AM | Daphne, Alabama | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Jun 2, 2025 | Massachusetts | Reducing your debt (credit cards, mortgage, student loans) | Robocall | |
| Jun 1, 2025 | Dallas, Texas | Reducing your debt (credit cards, mortgage, student loans) | Live caller | |
| May 31, 2025 | 4:44 PM | New York | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| May 31, 2025 | 4:36 PM | Garden Grove, California | Other | Robocall |
| May 31, 2025 | 3:44 PM | Lawton, Oklahoma | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| May 31, 2025 | 3:38 PM | Texas | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
Complaints about (866) 457-0045 have been filed from 14 states. The most reports come from Texas (14 reports), New York (6 reports), Indiana (4 reports).
| State | City | Reports |
|---|---|---|
| Texas | Not specified | 14 |
| New York | Not specified | 6 |
| Indiana | Not specified | 4 |
| California | Not specified | 4 |
| South Dakota | Rapid City | 4 |
| New Jersey | Not specified | 4 |
| Virginia | Not specified | 3 |
| Florida | Not specified | 3 |
| Nevada | Not specified | 2 |
| Texas | Brazoria | 2 |
| California | Los Angeles | 2 |
| Nevada | Reno | 2 |
| Massachusetts | Not specified | 2 |
| New Jersey | Piscataway | 2 |
| Alabama | Daphne | 2 |
Peak activity occurred in May 2025 with 124 complaints.
| Month | Reports |
|---|---|
| Jun 2025 | 11 |
| May 2025 | 124 |
| Apr 2025 | 1 |
Of 126 reports that include a call time, 50% came in the afternoon (noon–5 p.m.). 87% were on weekdays.
Of the 133 reports filed about (866) 457-0045, 95% were identified as automated robocalls, 5% were live callers.