(866) 454-3120 - 16 Reducing your debt (credit cards, mortgage, student loans) Complaints | North Carolina

About Phone Number (866) 454-3120

This is a toll-free number that has been included in our database for tracking reports and caller information.

Our records indicate that this number has been reported 16 times. The most common reason for reports is Reducing your debt (credit cards, mortgage, student loans).

About Area Code 866

This is a toll-free number (area code 866). Toll-free numbers are commonly used by businesses, government agencies, and customer service departments across the United States. Calls to these numbers are free for the caller.

Detailed Complaint Analysis for (866) 454-3120

Our database has collected 16 reports about calls from this number across 6 complaint categories:

Reducing your debt (credit cards, mortgage, student loans): 44% (7 reports)
Dropped call or no message: 19% (3 reports)
Other: 19% (3 reports)
Unwanted Calls: 6% (1 reports)
Charities: 6% (1 reports)
No Subject Provided: 6% (1 reports)

How to Handle Calls Related to Reducing your debt (credit cards, mortgage, student loans)

When dealing with calls from this number:

  • Do not share personal or financial information with unknown callers
  • Ask the caller to identify themselves and their organization
  • Request to be removed from their calling list
  • Use your phone's blocking feature to prevent future calls
  • Report unwanted calls to the FTC at reportfraud.ftc.gov

Complaint Summary for (866) 454-3120

Complaint Type Number of Complaints
Reducing your debt (credit cards, mortgage, student loans)7
Dropped call or no message3
Other3
Unwanted Calls1
Charities1
No Subject Provided1

Where Reports Originate

Complaints about (866) 454-3120 have been filed from 10 states. The most reports come from North Carolina (4 reports), California (3 reports), Florida (2 reports).

StateCityReports
North CarolinaNot specified4
CaliforniaNot specified3
FloridaNot specified2
WyomingNot specified1
MaineBucksport1
OhioWesterville1
TennesseeNot specified1
New JerseyMonroe Township1
IllinoisTremonton1
AlabamaMadison1

Complaint Activity Over Time

The first complaint about (866) 454-3120 was recorded on September 12, 2023. The most recent report was filed on April 13, 2026. Peak activity occurred in December 2023 with 3 complaints.

MonthReports
Apr 20262
Mar 20263
Feb 20261
Jan 20262
Jun 20251
May 20251
Apr 20251
Jun 20241
Dec 20233
Sep 20231

Call Type Analysis

Of the 14 reports filed about (866) 454-3120, 50% were identified as automated robocalls, 50% were live callers.

Robocall (7)Live caller (7)

Take Action Against Unwanted Calls

This number has received a significant number of complaints. Consider these actions:

Related Resources

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