(866) 398-2521 is a toll-free number with 47 FTC complaints, about calls between May 18, 2026 and May 20, 2026. No new complaints have been filed in the last 90 days; the most recent call reported was about 5 months ago. The most common complaint type is "Reducing your debt (credit cards, mortgage, student loans)" (55% of reports).
This number is one of 24 reported numbers in the 866-398-2xxx block, which together have 334 FTC complaints. Callers often rotate through consecutive numbers, so the other 23 numbers may be worth checking too. See every reported number in 866-398-2xxx.
Debt-relief companies are generally barred by the FTC's Telemarketing Sales Rule from charging fees before they settle or reduce a debt, so a caller asking for money upfront is a red flag. You can report unwanted calls at reportfraud.ftc.gov.
Latest 15 of 47 (unverified consumer reports).
| Call date | Time | Reported from | Complaint type | Call |
|---|---|---|---|---|
| May 20, 2026 | 5:27 PM | Farmers Branch, Texas | Other | Live caller |
| May 19, 2026 | 8:08 PM | Illinois | Other | Robocall |
| May 19, 2026 | 7:14 PM | Texas | Not specified | – |
| May 19, 2026 | 7:09 PM | Austin, Texas | Reducing your debt (credit cards, mortgage, student loans) | Live caller |
| May 19, 2026 | 7:04 PM | Texas | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| May 19, 2026 | 7:02 PM | Russellville, Arkansas | Other | Live caller |
| May 19, 2026 | 7:00 PM | Desmoines, Iowa | Not specified | Robocall |
| May 19, 2026 | 6:30 PM | Akron, Ohio | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| May 19, 2026 | 6:13 PM | Peyton, Colorado | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| May 19, 2026 | 5:17 PM | Liberty, North Carolina | Calls pretending to be government, businesses, or family and friends | Robocall |
| May 19, 2026 | 4:56 PM | Westminster, California | Other | Robocall |
| May 19, 2026 | 4:47 PM | Newfield, New Jersey | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| May 19, 2026 | 4:37 PM | Bentonville, Arkansas | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| May 19, 2026 | 4:36 PM | Erie, Pennsylvania | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| May 19, 2026 | 3:57 PM | New York | Not specified | – |
Complaints about (866) 398-2521 have been filed from 13 states. The most reports come from Texas (3 reports), Massachusetts (2 reports), ENGLISHTOWN, New Jersey (2 reports).
| State | City | Reports |
|---|---|---|
| Texas | Not specified | 3 |
| Massachusetts | Not specified | 2 |
| New Jersey | ENGLISHTOWN | 2 |
| Virginia | Not specified | 2 |
| California | Not specified | 1 |
| Texas | Farmers Branch | 1 |
| Pennsylvania | Gibsonia | 1 |
| Illinois | Greenville | 1 |
| Florida | Not specified | 1 |
| Wisconsin | Waukesha | 1 |
| Florida | Cape Coral | 1 |
| California | Woodside | 1 |
| Ohio | Hamilton | 1 |
| New York | Not specified | 1 |
| New Jersey | Asbury | 1 |
Peak activity occurred in May 2026 with 47 complaints.
| Month | Reports |
|---|---|
| May 2026 | 47 |
Of 45 reports that include a call time, 67% came in the afternoon (noon–5 p.m.). All were on weekdays, and Tuesday was the busiest day.
Of the 44 reports filed about (866) 398-2521, 91% were identified as automated robocalls, 9% were live callers.