(866) 398-2420 is a toll-free number with 54 FTC complaints, about calls between October 7, 2026 and October 19, 2026. It is currently active: 54 complaints came in during the last 30 days. The most common complaint type is "Reducing your debt (credit cards, mortgage, student loans)" (76% of reports).
This number is one of 24 reported numbers in the 866-398-2xxx block, which together have 334 FTC complaints. Callers often rotate through consecutive numbers, so the other 23 numbers may be worth checking too. See every reported number in 866-398-2xxx.
Debt-relief companies are generally barred by the FTC's Telemarketing Sales Rule from charging fees before they settle or reduce a debt, so a caller asking for money upfront is a red flag. You can report unwanted calls at reportfraud.ftc.gov.
Latest 15 of 54 (unverified consumer reports).
| Call date | Time | Reported from | Complaint type | Call |
|---|---|---|---|---|
| Oct 19, 2026 | 10:12 AM | New Jersey | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Oct 19, 2026 | California | Reducing your debt (credit cards, mortgage, student loans) | Robocall | |
| Oct 16, 2026 | 8:05 AM | Los Angeles, California | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Oct 13, 2026 | 12:03 PM | Zeeland, Michigan | Other | Robocall |
| Oct 13, 2026 | 12:00 PM | New Jersey | Reducing your debt (credit cards, mortgage, student loans) | Live caller |
| Oct 13, 2026 | 11:14 AM | East Fallowfield, Pennsylvania | Other | Live caller |
| Oct 12, 2026 | 11:01 PM | Illinois | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Oct 12, 2026 | 9:36 PM | Amherst, New York | Reducing your debt (credit cards, mortgage, student loans) | Live caller |
| Oct 12, 2026 | 7:01 PM | Columbia Falls, Montana | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Oct 12, 2026 | 6:08 PM | Overland Park, Kansas | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Oct 12, 2026 | 6:03 PM | Little Elm, Texas | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Oct 12, 2026 | 6:01 PM | California | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Oct 12, 2026 | 5:47 PM | Lewisville, Texas | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Oct 12, 2026 | 5:18 PM | Bayonne, New Jersey | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Oct 12, 2026 | 5:14 PM | Deer Isle, Maine | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
Complaints about (866) 398-2420 have been filed from 15 states. The most reports come from California (4 reports), New Jersey (3 reports), Belle, West Virginia (3 reports).
| State | City | Reports |
|---|---|---|
| California | Not specified | 4 |
| New Jersey | Not specified | 3 |
| West Virginia | Belle | 3 |
| Texas | Not specified | 2 |
| Pennsylvania | Not specified | 2 |
| Virginia | Aldie | 2 |
| Pennsylvania | Greentown | 2 |
| Ohio | Toledo | 1 |
| Ohio | Not specified | 1 |
| Montana | Columbia Falls | 1 |
| New York | Marlboro | 1 |
| Tennessee | Loudon | 1 |
| New York | Amherst | 1 |
| North Carolina | Not specified | 1 |
| Massachusetts | Walpole | 1 |
Peak activity occurred in October 2026 with 54 complaints.
| Month | Reports |
|---|---|
| Oct 2026 | 54 |
Of 51 reports that include a call time, 49% came in the afternoon (noon–5 p.m.). All were on weekdays, and Monday was the busiest day.
Of the 54 reports filed about (866) 398-2420, 85% were identified as automated robocalls, 15% were live callers.