(866) 386-5765 is a toll-free number with 35 consumer complaints, about calls between October 27, 2026 and October 30, 2026. It is currently active: 35 complaints came in during the last 30 days. The most common complaint type is "Reducing your debt (credit cards, mortgage, student loans)" (54% of reports).
This number is one of 81 reported numbers in the 866-386-5xxx block, which together have 1,067 complaints. Callers often rotate through consecutive numbers, so the other 80 numbers may be worth checking too. See every reported number in 866-386-5xxx.
Federal telemarketing rules generally bar debt-relief companies from charging fees before they settle or reduce a debt, so a caller asking for money upfront is a red flag.
Latest 15 of 35 (unverified consumer reports).
| Call date | Time | Reported from | Complaint type | Call |
|---|---|---|---|---|
| Oct 30, 2026 | 1:58 AM | Henderson, Nevada | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Oct 30, 2026 | 12:40 AM | Henderson, Nevada | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Oct 29, 2026 | 8:48 PM | Canonsburg, Oklahoma | Other | Robocall |
| Oct 29, 2026 | 5:46 PM | Pennsylvania | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Oct 29, 2026 | 5:28 PM | Texas | Not specified | – |
| Oct 29, 2026 | 5:06 PM | Cypress, Texas | Other | Robocall |
| Oct 29, 2026 | 2:54 PM | Albuquerque, New Mexico | Other | Robocall |
| Oct 29, 2026 | 2:38 PM | Connecticut | Other | Robocall |
| Oct 29, 2026 | 2:07 PM | California | Not specified | Robocall |
| Oct 29, 2026 | 2:03 PM | Omaha, Nebraska | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Oct 29, 2026 | 1:46 PM | 0dessa, Florida | Other | Robocall |
| Oct 29, 2026 | 1:40 PM | Florida | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Oct 29, 2026 | 1:38 PM | Canonsburg, Oklahoma | Other | Robocall |
| Oct 29, 2026 | 1:34 PM | New York | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Oct 29, 2026 | 12:59 PM | Florida | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
Complaints about (866) 386-5765 have been filed from 14 states. The most reports come from California (3 reports), Texas (2 reports), Florida (2 reports).
| State | City | Reports |
|---|---|---|
| California | Not specified | 3 |
| Texas | Not specified | 2 |
| Florida | Not specified | 2 |
| Oklahoma | Canonsburg | 2 |
| Nevada | Henderson | 2 |
| Ohio | Not specified | 1 |
| Pennsylvania | Philadelphia | 1 |
| Virginia | Suffolk | 1 |
| New York | New York | 1 |
| Pennsylvania | York | 1 |
| Pennsylvania | DuBois | 1 |
| Hawaii | Mililani | 1 |
| Georgia | Gillsville | 1 |
| New York | Not specified | 1 |
| Georgia | KENNESAW | 1 |
Peak activity occurred in October 2026 with 35 complaints.
| Month | Reports |
|---|---|
| Oct 2026 | 35 |
Of 33 reports that include a call time, 42% came in the afternoon (noon–5 p.m.). All were on weekdays, and Thursday was the busiest day.
Of the 33 reports filed about (866) 386-5765, 97% were identified as automated robocalls, 3% were live callers.