(866) 386-5620 is a toll-free number with 28 consumer complaints, about calls between July 1, 2026 and August 12, 2026. 27 complaints came in during the last 90 days, none in the last 30. That is up from 1 in the 90 days before. The most common complaint type is "Reducing your debt (credit cards, mortgage, student loans)" (57% of reports).
This number is one of 81 reported numbers in the 866-386-5xxx block, which together have 1,067 complaints. Callers often rotate through consecutive numbers, so the other 80 numbers may be worth checking too. See every reported number in 866-386-5xxx.
Federal telemarketing rules generally bar debt-relief companies from charging fees before they settle or reduce a debt, so a caller asking for money upfront is a red flag.
Latest 15 of 28 (unverified consumer reports).
| Call date | Time | Reported from | Complaint type | Call |
|---|---|---|---|---|
| Aug 12, 2026 | 11:12 PM | Eau Claire, Wisconsin | Reducing your debt (credit cards, mortgage, student loans) | Live caller |
| Aug 12, 2026 | 5:20 PM | Central, South Carolina | Other | Robocall |
| Aug 12, 2026 | 4:34 PM | Florida | Not specified | Robocall |
| Aug 12, 2026 | 4:32 PM | Texas | Not specified | – |
| Aug 12, 2026 | 4:14 PM | Lexington, Kentucky | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Aug 12, 2026 | 4:12 PM | Joshua, Texas | Other | Robocall |
| Aug 12, 2026 | 3:04 PM | Hixson, Tennessee | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Aug 12, 2026 | 2:31 PM | Davie, Florida | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Aug 12, 2026 | 2:22 PM | Florida | Not specified | Robocall |
| Aug 12, 2026 | 1:50 PM | Ellijay, Georgia | Other | Robocall |
| Aug 12, 2026 | 1:47 PM | Florida | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Aug 12, 2026 | 1:27 PM | Texas | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Aug 12, 2026 | 1:10 PM | Waukegan, Illinois | Other | Robocall |
| Aug 12, 2026 | 12:00 PM | Twin Lake, Michigan | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Aug 12, 2026 | 11:50 AM | Pennsylvania | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
Complaints about (866) 386-5620 have been filed from 15 states. The most reports come from Florida (4 reports), Texas (2 reports), New York (2 reports).
| State | City | Reports |
|---|---|---|
| Florida | Not specified | 4 |
| Texas | Not specified | 2 |
| New York | Not specified | 2 |
| Louisiana | Not specified | 1 |
| Pennsylvania | Not specified | 1 |
| Michigan | Twin Lake | 1 |
| Illinois | Waukegan | 1 |
| Virginia | Not specified | 1 |
| Georgia | Ellijay | 1 |
| Florida | Davie | 1 |
| New York | Albany | 1 |
| Tennessee | Hixson | 1 |
| Georgia | Monroe | 1 |
| Texas | Joshua | 1 |
| Kentucky | Lexington | 1 |
Peak activity occurred in August 2026 with 27 complaints.
| Month | Reports |
|---|---|
| Aug 2026 | 27 |
| Jul 2026 | 1 |
Of 26 reports that include a call time, 46% came in the afternoon (noon–5 p.m.). All were on weekdays, and Wednesday was the busiest day.
Of the 27 reports filed about (866) 386-5620, 96% were identified as automated robocalls, 4% were live callers.