(866) 386-5514 is a toll-free number with 27 FTC complaints, about calls between January 2, 2026 and May 4, 2026. No new complaints have been filed in the last 90 days; the most recent call reported was about 6 months ago. The most common complaint type is "Reducing your debt (credit cards, mortgage, student loans)" (41% of reports).
This number is one of 68 reported numbers in the 866-386-5xxx block, which together have 779 FTC complaints. Callers often rotate through consecutive numbers, so the other 67 numbers may be worth checking too. See every reported number in 866-386-5xxx.
Debt-relief companies are generally barred by the FTC's Telemarketing Sales Rule from charging fees before they settle or reduce a debt, so a caller asking for money upfront is a red flag. You can report unwanted calls at reportfraud.ftc.gov.
Latest 15 of 27 (unverified consumer reports).
| Call date | Time | Reported from | Complaint type | Call |
|---|---|---|---|---|
| May 4, 2026 | 1:59 PM | Thousand Oaks, California | Reducing your debt (credit cards, mortgage, student loans) | Live caller |
| May 1, 2026 | 7:18 PM | West Linn, Oregon | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| May 1, 2026 | 6:00 PM | Naples, Florida | Calls pretending to be government, businesses, or family and friends | Robocall |
| May 1, 2026 | 5:10 PM | Wake Forest, North Carolina | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| May 1, 2026 | 12:38 PM | North Carolina | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| May 1, 2026 | 12:37 PM | Houston, Texas | Other | Robocall |
| May 1, 2026 | 10:17 AM | Virginia | Calls pretending to be government, businesses, or family and friends | Robocall |
| May 1, 2026 | 9:30 AM | Iron Ridge, Wisconsin | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| May 1, 2026 | Connecticut | Not specified | Robocall | |
| Apr 30, 2026 | 2:00 PM | Los Angeles, California | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Apr 30, 2026 | 10:23 AM | Ohio | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Apr 30, 2026 | 9:30 AM | Iron Ridge, Wisconsin | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Apr 29, 2026 | 3:56 PM | Irvine, California | Calls pretending to be government, businesses, or family and friends | Robocall |
| Apr 29, 2026 | 3:03 PM | Maple Grove, Minnesota | Other | Live caller |
| Apr 29, 2026 | 11:10 AM | New York | Other | Live caller |
Complaints about (866) 386-5514 have been filed from 14 states. The most reports come from Connecticut (3 reports), Iron ridge, Wisconsin (3 reports), Thousand Oaks, California (2 reports).
| State | City | Reports |
|---|---|---|
| Connecticut | Not specified | 3 |
| Wisconsin | Iron ridge | 3 |
| California | Thousand Oaks | 2 |
| California | Irvine | 2 |
| Virginia | Not specified | 2 |
| California | Los Angeles | 1 |
| Texas | Houston | 1 |
| New York | Hewlett | 1 |
| North Carolina | Not specified | 1 |
| North Carolina | Wake Forest | 1 |
| Florida | Naples | 1 |
| Virginia | kingsport | 1 |
| Oregon | West Linn | 1 |
| Pennsylvania | Philadelphia | 1 |
| California | Not specified | 1 |
Peak activity occurred in April 2026 with 17 complaints.
| Month | Reports |
|---|---|
| May 2026 | 9 |
| Apr 2026 | 17 |
| Jan 2026 | 1 |
Of 23 reports that include a call time, 43% came in the afternoon (noon–5 p.m.). All were on weekdays, and Friday was the busiest day.
Of the 27 reports filed about (866) 386-5514, 89% were identified as automated robocalls, 11% were live callers.