(866) 386-5142 is a toll-free number with 42 FTC complaints, the latest about a call on July 24, 2026. No new complaints have been filed in the last 90 days; the most recent call reported was about 3 months ago. The most common complaint type is "Reducing your debt (credit cards, mortgage, student loans)" (69% of reports).
This number is one of 68 reported numbers in the 866-386-5xxx block, which together have 779 FTC complaints. Callers often rotate through consecutive numbers, so the other 67 numbers may be worth checking too. See every reported number in 866-386-5xxx.
Debt-relief companies are generally barred by the FTC's Telemarketing Sales Rule from charging fees before they settle or reduce a debt, so a caller asking for money upfront is a red flag. You can report unwanted calls at reportfraud.ftc.gov.
Latest 15 of 42 (unverified consumer reports).
| Call date | Time | Reported from | Complaint type | Call |
|---|---|---|---|---|
| Jul 24, 2026 | 11:35 PM | Minnetonka, Minnesota | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Jul 24, 2026 | 11:02 PM | New York | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Jul 24, 2026 | 9:42 PM | Ebensburg, Pennsylvania | Other | Robocall |
| Jul 24, 2026 | 8:16 PM | Gainesville, Florida | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Jul 24, 2026 | 8:04 PM | Cleveland, Ohio | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Jul 24, 2026 | 7:34 PM | Texas | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Jul 24, 2026 | 7:22 PM | Florida | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Jul 24, 2026 | 7:18 PM | Central, South Carolina | Other | Robocall |
| Jul 24, 2026 | 6:26 PM | Florida | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Jul 24, 2026 | 6:25 PM | Florida | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Jul 24, 2026 | 6:05 PM | New Jersey | Other | Robocall |
| Jul 24, 2026 | 5:44 PM | New York | Not specified | Robocall |
| Jul 24, 2026 | 5:39 PM | De Funiak Springs, Florida | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Jul 24, 2026 | 5:28 PM | Michigan | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Jul 24, 2026 | 5:26 PM | Texas | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
Complaints about (866) 386-5142 have been filed from 14 states. The most reports come from Florida (6 reports), New York (3 reports), Texas (3 reports).
| State | City | Reports |
|---|---|---|
| Florida | Not specified | 6 |
| New York | Not specified | 3 |
| Texas | Not specified | 3 |
| Virginia | Not specified | 2 |
| New Jersey | Not specified | 2 |
| Florida | Gainesville | 2 |
| Michigan | Not specified | 2 |
| Florida | Pompano Beach | 1 |
| California | Not specified | 1 |
| North Carolina | Not specified | 1 |
| Florida | De Funiak Springs | 1 |
| Georgia | Monroe | 1 |
| South Carolina | Central | 1 |
| Rhode Island | Not specified | 1 |
| Ohio | Cleveland | 1 |
Peak activity occurred in July 2026 with 42 complaints.
| Month | Reports |
|---|---|
| Jul 2026 | 42 |
Of 40 reports that include a call time, 33% came in the evening (5–9 p.m.). All were on weekdays, and Friday was the busiest day.
Of the 41 reports filed about (866) 386-5142, 95% were identified as automated robocalls, 5% were live callers.