(855) 357-2097 is a toll-free number with 31 FTC complaints, about calls between September 1, 2026 and September 4, 2026. 31 complaints came in during the last 90 days, none in the last 30. The most common complaint type is "Reducing your debt (credit cards, mortgage, student loans)" (74% of reports).
This number is one of 77 reported numbers in the 855-357-2xxx block, which together have 2,087 FTC complaints. Callers often rotate through consecutive numbers, so the other 76 numbers may be worth checking too. See every reported number in 855-357-2xxx.
Debt-relief companies are generally barred by the FTC's Telemarketing Sales Rule from charging fees before they settle or reduce a debt, so a caller asking for money upfront is a red flag. You can report unwanted calls at reportfraud.ftc.gov.
Latest 15 of 31 (unverified consumer reports).
| Call date | Time | Reported from | Complaint type | Call |
|---|---|---|---|---|
| Sep 4, 2026 | California | Reducing your debt (credit cards, mortgage, student loans) | Robocall | |
| Sep 2, 2026 | 5:15 PM | Yes, Tennessee | Reducing your debt (credit cards, mortgage, student loans) | Live caller |
| Sep 2, 2026 | 12:30 PM | Odessa, Florida | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Sep 2, 2026 | 12:00 PM | Santa Fe, New Mexico | Reducing your debt (credit cards, mortgage, student loans) | Live caller |
| Sep 2, 2026 | 11:04 AM | Irving, Texas | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Sep 1, 2026 | 7:04 PM | Essex, Vermont | Other | Robocall |
| Sep 1, 2026 | 6:33 PM | Crofton, Maryland | Reducing your debt (credit cards, mortgage, student loans) | Live caller |
| Sep 1, 2026 | 5:26 PM | Iowa | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Sep 1, 2026 | 5:00 PM | Iowa | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Sep 1, 2026 | 4:13 PM | Summerville, South Carolina | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Sep 1, 2026 | 4:08 PM | Winooski, Vermont | Calls pretending to be government, businesses, or family and friends | Robocall |
| Sep 1, 2026 | 3:48 PM | Los Angeles, California | Other | Robocall |
| Sep 1, 2026 | 3:26 PM | Georgetown, Texas | Reducing your debt (credit cards, mortgage, student loans) | Live caller |
| Sep 1, 2026 | 2:59 PM | Knoxville, Tennessee | Other | Robocall |
| Sep 1, 2026 | 2:57 PM | Iowa | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
Complaints about (855) 357-2097 have been filed from 14 states. The most reports come from California (3 reports), Iowa (3 reports), Texas (2 reports).
| State | City | Reports |
|---|---|---|
| California | Not specified | 3 |
| Iowa | Not specified | 3 |
| Texas | Not specified | 2 |
| South Carolina | Summerville | 1 |
| Maryland | Crofton | 1 |
| California | Orinda | 1 |
| Vermont | Essex | 1 |
| Florida | Lake City | 1 |
| Texas | Irving | 1 |
| Kentucky | Lexington | 1 |
| New Mexico | Santa Fe | 1 |
| Massachusetts | Not specified | 1 |
| Florida | Odessa | 1 |
| New York | Bridgeport | 1 |
| Tennessee | Yes | 1 |
Peak activity occurred in September 2026 with 31 complaints.
| Month | Reports |
|---|---|
| Sep 2026 | 31 |
Of 30 reports that include a call time, 53% came in the afternoon (noon–5 p.m.). All were on weekdays, and Tuesday was the busiest day.
Of the 30 reports filed about (855) 357-2097, 87% were identified as automated robocalls, 13% were live callers.