(844) 986-5454 is a toll-free number with 115 consumer complaints, about calls between May 15, 2025 and January 2, 2026. No new complaints have been filed in the last 90 days; the most recent call reported was about 10 months ago. The most common complaint type is "Reducing your debt (credit cards, mortgage, student loans)" (70% of reports).
Federal telemarketing rules generally bar debt-relief companies from charging fees before they settle or reduce a debt, so a caller asking for money upfront is a red flag.
Latest 15 of 115 (unverified consumer reports).
| Call date | Time | Reported from | Complaint type | Call |
|---|---|---|---|---|
| Jan 2, 2026 | 12:35 PM | Winslow, Maine | Other | Robocall |
| Sep 22, 2025 | New York | Other | Robocall | |
| Sep 1, 2025 | New York | Not specified | – | |
| Aug 19, 2025 | 3:35 PM | Glassboro, New Jersey | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Aug 19, 2025 | 12:00 PM | New Jersey | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Aug 15, 2025 | Huntington Station, New York | Reducing your debt (credit cards, mortgage, student loans) | Robocall | |
| Aug 12, 2025 | 8:02 PM | Newport, Michigan | Other | Robocall |
| Aug 12, 2025 | 3:33 PM | Parachute, Colorado | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Aug 12, 2025 | 3:32 PM | Iowa | Reducing your debt (credit cards, mortgage, student loans) | Live caller |
| Aug 12, 2025 | 2:15 PM | Joshua, Texas | Other | Robocall |
| Aug 12, 2025 | 2:10 PM | Pennsylvania | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Aug 12, 2025 | 1:18 PM | Chantilly, Virginia | Reducing your debt (credit cards, mortgage, student loans) | Live caller |
| Aug 12, 2025 | 1:14 PM | Dunellen, New Jersey | Other | Live caller |
| Aug 12, 2025 | 1:10 PM | Steele, Alabama | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Aug 12, 2025 | 12:24 PM | Satellite Beach, Florida | Calls pretending to be government, businesses, or family and friends | Robocall |
Complaints about (844) 986-5454 have been filed from 13 states. The most reports come from Texas (7 reports), California (5 reports), Florida (4 reports).
| State | City | Reports |
|---|---|---|
| Texas | Not specified | 7 |
| California | Not specified | 5 |
| Florida | Not specified | 4 |
| Pennsylvania | Not specified | 4 |
| New York | Not specified | 4 |
| California | Pacifica | 3 |
| Texas | Brazoria | 3 |
| North Carolina | Raleigh | 2 |
| Colorado | Parachute | 2 |
| Iowa | Not specified | 2 |
| New Jersey | Union | 2 |
| Virginia | Not specified | 2 |
| Pennsylvania | Harrisburg | 2 |
| California | LOS ANGELES | 2 |
| North Carolina | Cary | 2 |
Peak activity occurred in August 2025 with 111 complaints.
| Month | Reports |
|---|---|
| Jan 2026 | 1 |
| Sep 2025 | 2 |
| Aug 2025 | 111 |
| May 2025 | 1 |
Of 108 reports that include a call time, 49% came in the afternoon (noon–5 p.m.). 88% were on weekdays, and Monday was the busiest day.
Of the 110 reports filed about (844) 986-5454, 93% were identified as automated robocalls, 7% were live callers.