(360) 998-0440 is a Washington number (area code 360, Olympia, Vancouver, Bellingham) with 42 consumer complaints, about calls between December 27, 2025 and February 13, 2026. No new complaints have been filed in the last 90 days; the most recent call reported was about 8 months ago. Every complaint describes "Reducing your debt (credit cards, mortgage, student loans)".
Area code 360 serves Olympia, Vancouver, Bellingham, Washington. This area code is in the Pacific time zone.
Federal telemarketing rules generally bar debt-relief companies from charging fees before they settle or reduce a debt, so a caller asking for money upfront is a red flag.
Latest 15 of 42 (unverified consumer reports).
| Call date | Time | Reported from | Complaint type | Call |
|---|---|---|---|---|
| Feb 13, 2026 | 8:08 AM | Washington | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Feb 12, 2026 | 1:29 PM | Washington | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Feb 12, 2026 | 8:55 AM | New York | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Feb 12, 2026 | 8:38 AM | Washington | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Feb 11, 2026 | 5:01 PM | Washington | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Feb 11, 2026 | 3:38 PM | Washington | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Feb 11, 2026 | 2:11 PM | Washington | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Feb 11, 2026 | 11:30 AM | Washington | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Feb 9, 2026 | 5:13 PM | Washington | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Feb 5, 2026 | 10:34 AM | Washington | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Feb 4, 2026 | 4:22 PM | Washington | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Feb 4, 2026 | 2:12 AM | Washington | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Feb 2, 2026 | 3:49 PM | Washington | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Feb 2, 2026 | 12:31 PM | Washington | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Jan 29, 2026 | 4:44 PM | Washington | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
Complaints about (360) 998-0440 have been filed from 2 states. The most reports come from Washington (37 reports), Ridgefield, Washington (2 reports), New York (1 report).
| State | City | Reports |
|---|---|---|
| Washington | Not specified | 37 |
| Washington | Ridgefield | 2 |
| New York | Not specified | 1 |
Peak activity occurred in January 2026 with 24 complaints.
| Month | Reports |
|---|---|
| Feb 2026 | 14 |
| Jan 2026 | 24 |
| Dec 2025 | 4 |
Of 37 reports that include a call time, 51% came in the afternoon (noon–5 p.m.). 97% were on weekdays, and Wednesday was the busiest day.
Of the 42 reports filed about (360) 998-0440, 100% were identified as automated robocalls.