(321) 866-1738 is a Florida number (area code 321, Orlando, Melbourne) with 86 FTC complaints, about calls between July 2, 2026 and July 22, 2026. No new complaints have been filed in the last 90 days; the most recent call reported was about 3 months ago. The most common complaint type is "Reducing your debt (credit cards, mortgage, student loans)" (60% of reports).
Area code 321 serves Orlando, Melbourne, Florida. This area code is in the Eastern time zone.
This number is one of 47 reported numbers in the 321-866-1xxx block, which together have 1,017 FTC complaints. Callers often rotate through consecutive numbers, so the other 46 numbers may be worth checking too. See every reported number in 321-866-1xxx.
Debt-relief companies are generally barred by the FTC's Telemarketing Sales Rule from charging fees before they settle or reduce a debt, so a caller asking for money upfront is a red flag. You can report unwanted calls at reportfraud.ftc.gov.
Latest 15 of 86 (unverified consumer reports).
| Call date | Time | Reported from | Complaint type | Call |
|---|---|---|---|---|
| Jul 22, 2026 | 8:00 AM | Daytona Beach, Florida | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Jul 11, 2026 | 1:21 PM | Lake City, Florida | Other | Robocall |
| Jul 11, 2026 | 9:06 AM | Studio City, California | Other | Robocall |
| Jul 10, 2026 | 8:41 PM | High Point, North Carolina | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Jul 10, 2026 | 5:10 PM | Arizona | Other | Robocall |
| Jul 9, 2026 | 9:41 PM | Palatka, Florida | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Jul 9, 2026 | 9:40 PM | Palatka, Florida | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Jul 9, 2026 | 9:25 PM | Florida | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Jul 9, 2026 | 9:22 PM | Virginia | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Jul 9, 2026 | 8:23 PM | Venice, Florida | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Jul 9, 2026 | 7:58 PM | Kentucky | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Jul 9, 2026 | 7:52 PM | East Moline, Illinois | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Jul 9, 2026 | 7:45 PM | Palm Beach Gardens, Florida | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Jul 9, 2026 | 7:44 PM | Lagrange, Georgia | Other | Robocall |
| Jul 9, 2026 | 7:42 PM | Florida | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
Complaints about (321) 866-1738 have been filed from 10 states. The most reports come from Illinois (7 reports), California (5 reports), Florida (4 reports).
| State | City | Reports |
|---|---|---|
| Illinois | Not specified | 7 |
| California | Not specified | 5 |
| Florida | Not specified | 4 |
| Nebraska | Omaha | 4 |
| Illinois | Evergreen Park | 3 |
| Virginia | Not specified | 3 |
| Florida | Palm Beach Gardens | 3 |
| Massachusetts | Parrish | 3 |
| Montana | Livingston | 2 |
| Illinois | Springfield | 2 |
| Illinois | Darien | 2 |
| Florida | Palatka | 2 |
| California | Hopewell | 2 |
| California | Orange | 2 |
| Illinois | EAST MOLINE | 2 |
Peak activity occurred in July 2026 with 86 complaints.
| Month | Reports |
|---|---|
| Jul 2026 | 86 |
Of 83 reports that include a call time, 39% came in the afternoon (noon–5 p.m.). 98% were on weekdays, and Thursday was the busiest day.
Of the 85 reports filed about (321) 866-1738, 93% were identified as automated robocalls, 7% were live callers.