(321) 395-8866 is a Florida number (area code 321, Orlando, Melbourne) with 55 FTC complaints, about calls between June 22, 2026 and October 23, 2026. It is currently active: 37 complaints came in during the last 30 days. That is up from 18 in the 90 days before. The most common complaint type is "Reducing your debt (credit cards, mortgage, student loans)" (60% of reports).
Area code 321 serves Orlando, Melbourne, Florida. This area code is in the Eastern time zone.
This number is one of 32 reported numbers in the 321-395-8xxx block, which together have 585 FTC complaints. Callers often rotate through consecutive numbers, so the other 31 numbers may be worth checking too. See every reported number in 321-395-8xxx.
Debt-relief companies are generally barred by the FTC's Telemarketing Sales Rule from charging fees before they settle or reduce a debt, so a caller asking for money upfront is a red flag. You can report unwanted calls at reportfraud.ftc.gov.
Latest 15 of 55 (unverified consumer reports).
| Call date | Time | Reported from | Complaint type | Call |
|---|---|---|---|---|
| Oct 23, 2026 | 12:28 AM | Boca Raton, Florida | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Oct 9, 2026 | 3:00 PM | Brooklyn, New York | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Oct 7, 2026 | 8:13 AM | Chicago, Illinois | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Oct 7, 2026 | 6:19 AM | Vancouver, Oklahoma | Other | Live caller |
| Oct 6, 2026 | 6:14 PM | Bradenton, Florida | Other | Robocall |
| Oct 6, 2026 | 4:04 PM | Bradenton, Florida | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Oct 6, 2026 | 3:55 PM | Sterling Heights, Michigan | Other | Robocall |
| Oct 6, 2026 | 3:29 PM | Omaha, Nebraska | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Oct 6, 2026 | 2:51 PM | Plant City, Florida | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Oct 6, 2026 | 2:16 PM | North Carolina | Reducing your debt (credit cards, mortgage, student loans) | Live caller |
| Oct 6, 2026 | 1:43 PM | Papillion, Nebraska | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Oct 6, 2026 | 1:24 PM | Mt Juliet, Tennessee | Other | Robocall |
| Oct 6, 2026 | 1:10 PM | Kingsport, Tennessee | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Oct 6, 2026 | 1:08 PM | Aldie, Virginia | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Oct 6, 2026 | 1:00 PM | Sterling Heights, Michigan | Other | Robocall |
Complaints about (321) 395-8866 have been filed from 14 states. The most reports come from California (3 reports), Virginia (3 reports), Aldie, Virginia (2 reports).
| State | City | Reports |
|---|---|---|
| California | Not specified | 3 |
| Virginia | Not specified | 3 |
| Virginia | Aldie | 2 |
| Florida | Bradenton | 2 |
| Oklahoma | Vancouver | 2 |
| Michigan | Not specified | 2 |
| New York | Brooklyn | 2 |
| Michigan | Sterling Heights | 2 |
| California | Chino hills | 2 |
| California | GILBERT | 2 |
| Texas | Boerne | 2 |
| North Carolina | Raleigh | 1 |
| Nebraska | Omaha | 1 |
| District of Columbia | Not specified | 1 |
| Colorado | Sedalia | 1 |
Peak activity occurred in October 2026 with 37 complaints.
| Month | Reports |
|---|---|
| Oct 2026 | 37 |
| Jun 2026 | 18 |
Of 53 reports that include a call time, 47% came in the afternoon (noon–5 p.m.). All were on weekdays, and Tuesday was the busiest day.
Of the 54 reports filed about (321) 395-8866, 93% were identified as automated robocalls, 7% were live callers.