(209) 655-4105 is a California number (area code 209, Stockton, Modesto, Tracy) with 274 consumer complaints, about calls between March 11, 2025 and September 25, 2026. 16 complaints came in during the last 90 days, none in the last 30. That is up from 3 in the 90 days before. The most common complaint type is "Reducing your debt (credit cards, mortgage, student loans)" (68% of reports).
Area code 209 serves Stockton, Modesto, Tracy, California. This area code is in the Pacific time zone.
Federal telemarketing rules generally bar debt-relief companies from charging fees before they settle or reduce a debt, so a caller asking for money upfront is a red flag.
Latest 15 of 274 (unverified consumer reports).
| Call date | Time | Reported from | Complaint type | Call |
|---|---|---|---|---|
| Sep 25, 2026 | 6:20 PM | Athens, Georgia | Other | Live caller |
| Sep 24, 2026 | 11:44 PM | Illinois | Other | Robocall |
| Sep 24, 2026 | 6:01 AM | Illinois | Other | Robocall |
| Sep 23, 2026 | 10:58 AM | Eagle Mountain, Utah | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Sep 22, 2026 | 6:27 PM | Williamsburg, Michigan | Other | Robocall |
| Sep 22, 2026 | 6:27 PM | Trout Creek, Michigan | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Sep 22, 2026 | 5:52 PM | Miami Lakes, Florida | Other | Robocall |
| Sep 22, 2026 | 3:09 PM | Dover, Massachusetts | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Sep 18, 2026 | 6:39 PM | Smyrna, Tennessee | Other | Robocall |
| Sep 18, 2026 | 5:31 PM | Smyrna, Tennessee | Other | Robocall |
| Sep 18, 2026 | 4:41 PM | San Diego, California | Reducing your debt (credit cards, mortgage, student loans) | Robocall |
| Sep 16, 2026 | 6:33 PM | Boynton Beach, Florida | Reducing your debt (credit cards, mortgage, student loans) | Live caller |
| Sep 16, 2026 | 3:33 PM | Tucson, Arizona | Other | Robocall |
| Sep 11, 2026 | 3:40 PM | Athens, Georgia | Other | Live caller |
| Sep 10, 2026 | 9:38 PM | New Port Richey, Florida | Not specified | Robocall |
Complaints about (209) 655-4105 have been filed from 12 states. The most reports come from New York (11 reports), California (7 reports), Florida (7 reports).
| State | City | Reports |
|---|---|---|
| New York | Not specified | 11 |
| California | Not specified | 7 |
| Florida | Not specified | 7 |
| Pennsylvania | Not specified | 6 |
| North Carolina | Not specified | 5 |
| Michigan | Not specified | 4 |
| Pennsylvania | Yardley | 3 |
| Georgia | Athens | 3 |
| Maryland | Not specified | 3 |
| Massachusetts | Not specified | 3 |
| Massachusetts | Boston | 3 |
| New York | Tonawanda | 3 |
| California | Chino Hills | 3 |
| New Jersey | Not specified | 3 |
| Illinois | Not specified | 3 |
Peak activity occurred in November 2025 with 123 complaints.
| Month | Reports |
|---|---|
| Sep 2026 | 16 |
| May 2026 | 3 |
| Apr 2026 | 8 |
| Mar 2026 | 3 |
| Feb 2026 | 14 |
| Jan 2026 | 72 |
| Dec 2025 | 34 |
| Nov 2025 | 123 |
| Mar 2025 | 1 |
Of 259 reports that include a call time, 42% came in the morning (9 a.m.–noon). 79% were on weekdays, and Friday was the busiest day.
Of the 264 reports filed about (209) 655-4105, 94% were identified as automated robocalls, 6% were live callers.